Find the best card for building credit
We have a range of cards to help you build your credit when you spend and make on-time repayments. You’ll also earn cashback with Visa Offers when you shop for popular brands.
Why get a card with us
- No Annual Fee
- Contactless payments
Our best credit cards for credit building
- No annual fee and exclusively available to Account customers only
Exclusively available to account customers – Eligibility criteria apply
Representative Example
- 29.9% APR (variable) representative
- 29.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of $1,000
Credit is subject to status, affordability and applicable terms and conditions.
No annual fee and exclusively for existing Student account holder only
Exclusively available to Student account customers – Eligibility criteria apply
Representative Example
- 18.9% APR (variable) representative
- 18.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of $500
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on purchases for 3 months from account opening*
Available to all customers – eligibility criteria apply
Representative Example
- 21.9% APR (variable) representative
- 21.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of $1,200
Credit is subject to status, affordability and applicable terms and conditions.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Card Feature |
Student Credit Card | Balance Transfer Credit Card | |
|---|---|---|---|
| Maximum Credit Limit | $500,000 | $20,000 | Subject to status |
Representative Example
|
29.9% (variable)
29.9% pa (variable)
Based on an assumed credit limit of $1,000 |
18.9% (variable)
18.9% pa (variable)
Based on an assumed credit limit of $500 |
21.9% (variable)
21.9% pa (variable)
Based on an assumed credit limit of $1,200 |
| Annual Fee | $0 | $0 | $0 |
| Eligibility Criteria |
|
|
|
Card Feature |
Maximum Credit Limit |
|---|---|
| $1,000 | |
| Student Credit Card | $500 |
| Balance Transfer Credit Card | Subject to status |
Card Feature |
Representative Example
|
|
29.9% (variable)
29.9% pa (variable)
Based on an assumed credit limit of $1,000 |
|
| Student Credit Card |
18.9% (variable)
18.9% pa (variable)
Based on an assumed credit limit of $500 |
| Balance Transfer Credit Card |
21.9% (variable)
21.9% pa (variable)
Based on an assumed credit limit of $1,200 |
Card Feature |
Annual Fee |
| $0 | |
| Student Credit Card | $0 |
| Balance Transfer Credit Card | $0 |
Card Feature |
Eligibility Criteria |
|
|
| Student Credit Card |
|
| Balance Transfer Credit Card |
|
